Privacy: what we collect and what we don't

HoldValue is a static education site. There is no account system, and there are no logins, forms or file uploads anywhere on it. This page is an honest account of what we use to understand how the site is visited, and one line that will not change: we never touch your sensitive account information.

What we never collect

This site does not collect, process or ask you to submit any sensitive account information (for example login credentials, verification details, asset-control data or identity documents). We never need it, and we never will. Any page that asks you for that kind of information is not one of ours, so please be on your guard.

How we understand visits

To learn which content readers find useful, we use Google Analytics 4 (GA4) for anonymous visit statistics, with the following settings in place:

  • Consent Mode v2, default "denied": before you click "accept", no analytics cookies are written and the related storage stays denied.
  • IP anonymisation (anonymize_ip): your full IP is not used to identify you.
  • Your choice (accept or decline) is stored in your browser's local storage (localStorage) so we do not have to ask you again next time.

What we look at is aggregate data (which pages get read, roughly which regions visits come from, how long people stay), not "who you are". We run no ads and sell no data.

Third-party requests

  • Google Analytics: the statistics only load after you consent. See Google's privacy terms for details.
  • Google Fonts: the page fonts load from Google's font service, which means requests are made to Google. If you would rather they were not, you can block this at the browser level.

Apart from that, this site has no comment section, no third-party tracking pixels and no ad networks.

Your choices

You can choose "decline" in the banner shown on your first visit, and the statistics will not be enabled. You can also reset your choice at any time by clearing your browser's local storage and cookies. Declining statistics does not affect your ability to read any of the content.

Updated 2026-06-17. If the way we collect statistics changes, we will update this page to match. For our commercial relationships see the disclosure, and for investment risk see the risk notice.